THE CASE: I have SIPs of Rs 5,000 in AAAA Flexi Cap fund since 2020. In the last bull run, the fund did not beat its benchmark as most of its portfolio is in large caps. So, I want to switch over to a mid-cap fund. How is AAAA Midcap fund? It has a growth […]
THE CASE: I am 28 years old and have been investing in NPS since 2016, and that is my retirement kitty. I aspire to buy a house in 20 years (current cost- Rs. 1.cr). So how much would I need in 20 years? I am planning to start monthly SIPs: Rs 3,000 each in […]
The BSE Sensex has delivered phenomenal compounded returns in last forty years or so. The Bombay Stock Exchange index moved from a mere 100 in 1979 to 50000 by 2021. This means that if an investor had invested Rs. 100 in the index way back in 1979, it would be worth approximately Rs. 50000 today. But not […]
Goals-based investing is a framework to translate financial goals into forecast future expenditures and allocate money to separate portfolios designed to meet those specific goals. The process of goals-based investing follows a cycle. Adam McCullough, senior manager research analyst for Morningstar, tells you how to go about it with a very specific example. Specify well-defined […]
THE CASE: My investments through SIPs are in 4 large-cap funds and 1 multi-cap fund. Total SIP investment currently is Rs 40,000. I need about Rs. 50 lakhs in another 13 years – 2033 for my child’s marriage and Rs. 2.30 Cr for my retirement in 13 years – 2033. Inflation is factored. Am […]