THE CASE: I have SIPs of Rs 5,000 in AAAA Flexi Cap fund since 2020. In the last bull run, the fund did not beat its benchmark as most of its portfolio is in large caps. So, I want to switch over to a mid-cap fund. How is AAAA Midcap fund? It has a growth […]
THE CASE: I am 28 years old and have been investing in NPS since 2016, and that is my retirement kitty. I aspire to buy a house in 20 years (current cost- Rs. 1.cr). So how much would I need in 20 years? I am planning to start monthly SIPs: Rs 3,000 each in […]
THE CASE: My investments through SIPs are in 4 large-cap funds and 1 multi-cap fund. Total SIP investment currently is Rs 40,000. I need about Rs. 50 lakhs in another 13 years – 2033 for my child’s marriage and Rs. 2.30 Cr for my retirement in 13 years – 2033. Inflation is factored. Am […]
THE CASE: I want to build Rs. 1 Cr in the next 25 years. Currently invested in mutual funds to achieve the same goal are: HDFC Sensex (Rs 10,000), Mirae Asset Emerging Fund (Rs 5,000), Parag Parikh Long Term Equity (Rs 5,000), Axis Mid Cap (Rs 3,000), SBI Small Cap (Rs 2,000), HDFC Gold […]
THE CASE: What will happen if my goal maturity time meets a market crash and all my long term investment with negative return e.g if goal is marriage or higher education of children or retirement. THE SOLUTION: If you are invested in equity oriented investments for your long term goals, an ideal approach would […]