Has there been always a confusion in your mind that why you should be worrying about savings? Is it really necessary to do it now? You have plenty of time to start? Or, that you have made up your mind that you will live life as it comes. Or, that financial planning is only for […]
Consumers often mistakenly believe that financial planners are mainly investment advisors, but the fact is that genuine financial planners provide a broad range of financial advice for a broad range of personal financial situations. The following are some reasons or situations where you may want to seek the services of a qualified financial planner. Organize […]
Saving money is a basic concept of personal financial planning, and key to financial success. Yet many of us don’t have a formal savings plan. Without such a plan, the chances of ever saving enough money to meet long-term financial goals or achieve financial security are very slim. It seems simple. In order to save […]
The probabilty of loss in an equity market diminishes over a long period of time. I am here referring more specifically to the Indian stock market benchmark Bombay Stock Exchange sensitive index ‘SENSEX’. As it can be derived from the historical data that is available on their website, the rolling returns can be calculated. For a 1 year […]
One of the providential upshots of India’s growth story has been the acute surge in the income levels of individuals. In fact, such has been an increase in a corpus of individuals, that its judicious management, along with deriving solid, stable returns post-investment has been a task in itself. More so, with the growth story […]