Track your EPFO account

All employees need to have only one UAN throughout their working life irrespective of the number of companies they change. Do you know the total accumulated balance in your employees provident fund (EPF)? In case you want to know the balance and are unable to do so, it is an easy process if you have […]

How does a Systematic Withdrawal Plan (SWP) work

Source: Morningstar A systematic withdrawal plan, or SWP, is a facility that allows an investor to withdraw money from an existing mutual fund at predetermined intervals (a fixed date every month, once every two months, or even quarterly). This generates an additional cash flow without the requirement of liquidating the entire investment. When is the […]

Warning signs to change the advisor

Three warning signs that indicate that it is time to change your investment advisor While self-directed investors may not need guidance, first-time MF investors would do well to consult a financial adviser to avoid getting caught in funds which may not suit their risk profile. Investor appetite for equities is increasing as the markets scales […]

Life is so unpredictable

Here is a very interesting but heart touching blog by a lady who narrates her hardships in order to get the things in order after the death of her husband in an accident……a lesson to learn. Few things I learned after Mithun: We always believe we will live forever. Bad things always happen to others. […]

Markets reflect the economy

Sometimes during my casual chats I ask people their view about the economy and most give it a ‘thumbs up’. Then, I ask them their view about the stock market, and most give this a ‘thumbs down’. This, to me, is the epitome of their financial illiteracy. Generally speaking, the stock market will reflect the […]