Case study # 200731 – Fear of market crash in the goal year itself

  THE CASE: What will happen if my goal maturity time meets a market crash and all my long term investment with negative return e.g if goal is marriage or higher education of children or retirement. THE SOLUTION: If you are invested in equity oriented investments for your long term goals, an ideal approach would […]

What are arbitrage funds?

Arbitrage schemes are hybrid funds, that take arbitrage positions in equity and related instruments for at least 65% of the portfolio. The remaining corpus is mostly in high-quality fixed-income instruments and cash & equivalents. So how does it work? Arbitrage funds aim to capture the price differential between the spot and futures markets, to generate […]

Floating Rate Savings Bond, 2020

At a time where there is so much uncertainty, the thought of investing a huge amount in these bonds and being assured of a return is enticing. The minimum investment is Rs 1,000 and multiples of it. There is no upper limit. Since the interest earned is taxable as per individual tax slab rates, it […]

Health insurance for senior citizens

Senior citizens account for nearly 50 per cent of the total deaths (5,598) caused by the novel Corona Virus Disease-related (COVID-19) in India, as on June 2 and as per the Union Health Ministry’s data. The elderly make up just 10 per cent of the country’s population. This apart, individuals with co-morbidities – existing ailments […]