Floating Rate Savings Bond, 2020

At a time where there is so much uncertainty, the thought of investing a huge amount in these bonds and being assured of a return is enticing. The minimum investment is Rs 1,000 and multiples of it. There is no upper limit. Since the interest earned is taxable as per individual tax slab rates, it […]

Stock picking is not dead

Passive investing styles have been gaining traction in developed markets and increasing in popularity in India. Anil Ghelani, Head of Passive Investments & Products at DSP Mutual Fund, shares his views on whether ETFs, index funds and smart beta strategies will eclipse active fund management. Do you believe active fund managers are struggling to generate […]

Know your Financial Risk Profile before investing

A risk profile is an evaluation of an individual’s willingness and ability to take risks. It helps during financial planning process to assess whether there is need to take risks or not. A risk profile is important for determining a proper investment asset allocation for a portfolio. Risk profiles are generally assessed in 5 categories […]

How fear can destroy your wealth

Image courtesy: Adobe Stock Vitaliy Katsenelson, Chief Executive Officer at Investment Management Associates, wrote this post which initially appeared on his blog. The stock market is not your friend. You want to approach it the same way the American president should approach a one-on-one meeting with the Russian president: Be respectful but cautious. He might smile […]

2 financial planning questions you must answer

In May 2007, John Bogle gave the commencement address at Georgetown University. He flagged it off by recalling a story, one that is fairly popular by now. At a party given by a billionaire on Shelter Island, Kurt Vonnegut informs his pal, the author Joseph Heller, that their host, a hedge fund manager, had made more money […]