THE CASE: I have SIPs of Rs 5,000 in AAAA Flexi Cap fund since 2020. In the last bull run, the fund did not beat its benchmark as most of its portfolio is in large caps. So, I want to switch over to a mid-cap fund. How is AAAA Midcap fund? It has a growth […]
The BSE Sensex has delivered phenomenal compounded returns in last forty years or so. The Bombay Stock Exchange index moved from a mere 100 in 1979 to 50000 by 2021. This means that if an investor had invested Rs. 100 in the index way back in 1979, it would be worth approximately Rs. 50000 today. But not […]
Goals-based investing is a framework to translate financial goals into forecast future expenditures and allocate money to separate portfolios designed to meet those specific goals. The process of goals-based investing follows a cycle. Adam McCullough, senior manager research analyst for Morningstar, tells you how to go about it with a very specific example. Specify well-defined […]