THE CASE: What will happen if my goal maturity time meets a market crash and all my long term investment with negative return e.g if goal is marriage or higher education of children or retirement. THE SOLUTION: If you are invested in equity oriented investments for your long term goals, an ideal approach would […]
Arbitrage schemes are hybrid funds, that take arbitrage positions in equity and related instruments for at least 65% of the portfolio. The remaining corpus is mostly in high-quality fixed-income instruments and cash & equivalents. So how does it work? Arbitrage funds aim to capture the price differential between the spot and futures markets, to generate […]
THE CASE: I have mutual fund SIPs – SBI blue chip rs 5000 From 2 years, Parag parikh rs 5000 From 1 year, Nippon india large cap 3000 From 5 years, Nippon india mid cap 3000 From 3 years, More asset multicap 35 fund 1000 from 2 years. Target 10 years pl suggest any changes. THE SOLUTION: In absence of details like your age, […]
THE CASE: I am an NRI aged 40 having Rs. 50 lakhs lying in a private bank fixed deposit. I would like to invest it for 20 years. By then I shall return to India for retirement. How much amount I would be able to accumulate if I invest in mutual funds? THE SOLUTION: […]
THE CASE: I want to invest Rs. 30 lakhs for a year and would need a monthly income of Rs. 18,000 from this investment. How should I go about it? THE SOLUTION: Firstly, the advice in such situations would be to resist from acting in a hurry, because that leads to commit mistakes. The returns […]