THE CASE: I want to invest Rs. 30 lakhs for a year and would need a monthly income of Rs. 18,000 from this investment. How should I go about it? THE SOLUTION: Firstly, the advice in such situations would be to resist from acting in a hurry, because that leads to commit mistakes. The returns […]
Passive investing styles have been gaining traction in developed markets and increasing in popularity in India. Anil Ghelani, Head of Passive Investments & Products at DSP Mutual Fund, shares his views on whether ETFs, index funds and smart beta strategies will eclipse active fund management. Do you believe active fund managers are struggling to generate […]
Understand your Risk Capacity and employ risk assessment tools to comprehend your reaction to different market conditions. Financial goals play an important role in deciding your ability to take risk. An individual in his 20s, who wants to retire at 60, has ample time to save for retirement. The dynamic changes if you are in […]
A risk profile is an evaluation of an individual’s willingness and ability to take risks. It helps during financial planning process to assess whether there is need to take risks or not. A risk profile is important for determining a proper investment asset allocation for a portfolio. Risk profiles are generally assessed in 5 categories […]
Image courtesy: Adobe Stock Vitaliy Katsenelson, Chief Executive Officer at Investment Management Associates, wrote this post which initially appeared on his blog. The stock market is not your friend. You want to approach it the same way the American president should approach a one-on-one meeting with the Russian president: Be respectful but cautious. He might smile […]