Source: Morningstar A systematic withdrawal plan, or SWP, is a facility that allows an investor to withdraw money from an existing mutual fund at predetermined intervals (a fixed date every month, once every two months, or even quarterly). This generates an additional cash flow without the requirement of liquidating the entire investment. When is the […]
Source: Morningstar I talk with investors almost every day, and over time the same themes emerge and I hear the same mistakes over and over again. So, to help save you from repeating the same mistakes and losing a lot of money to learn the lessons, I’ve jotted down some of the most common investing […]
“The illiterate of 21st century will not be those who cannot read and write, but those who cannot learn, unlearn, and re-learn.” – Alvin Toffler 1) It’s high time that we learn about compounding, unlearn about investing in fixed deposits for the long term and re-learn about equity investing for the long term. 2) It’s […]
Structured Products have been on the market for several years now and are steadily gaining in popularity as people seek ways of generating higher returns on their capital in a low-interest environment. A Structured Product is essentially a promise by the issuing bank to pay pre-determined returns in a pre-defined set of circumstances. So, for […]
The following notes are a useful summary of the recent UK budget changes. They originate from a QROPS provider. Flexible Drawdown With effect from April 2015, anyone will be able to take advantage of flexible drawdown, without the need to have (as is currently the case) a minimum guaranteed pension of £20,000 per annum. From […]